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Divorce

10 moments for people going through divorce.

Name the moment, not the job title. Each one has a hook line to open a post or video with, its ringtone (the letter, bill or date people react to before they think) and what's at stake.

  1. Thinking about divorce

    “Thinking about divorce but haven't said it out loud? Gather the financial records first.”
    Ringtone
    A late-night search for divorce attorneys
    What's at stake
    Knowing the full financial picture before filing protects you in negotiations.
  2. Served with papers

    “You've been served. The financial affidavit is due sooner than you think.”
    Ringtone
    The petition and financial disclosure forms
    What's at stake
    Disclosure deadlines arrive fast, and incomplete statements weaken your position.
  3. Keep the house or the retirement account

    “Keeping the house feels safe. It might cost you your retirement.”
    Ringtone
    The settlement proposal
    What's at stake
    A house and a retirement account of the same value are not worth the same after taxes and upkeep.
  4. Dividing a pension or 401(k)

    “Your settlement splits a 401(k). Without a QDRO, the money doesn't move.”
    Ringtone
    The QDRO draft
    What's at stake
    Retirement accounts need a court order to divide without taxes and penalties.
  5. Alimony and child support

    “Alimony and child support are taxed differently. Know which one you're negotiating.”
    Ringtone
    The support worksheet
    What's at stake
    Support terms set cash flow for years, and tax treatment changed in 2019.
  6. Health insurance after divorce

    “You've been on your spouse's health plan for 20 years. That ends with the decree.”
    Ringtone
    The COBRA notice
    What's at stake
    Losing coverage is expensive and needs a plan before the divorce is final.
  7. First budget alone

    “Your first budget on one income: start with what changed, not what you used to spend.”
    Ringtone
    The first month in the new place
    What's at stake
    Household costs rarely fall by half; a new budget avoids debt.
  8. Updating everything after the decree

    “The divorce is final. Your ex is still the beneficiary on your life insurance.”
    Ringtone
    The final decree
    What's at stake
    Beneficiaries, wills, titles and accounts all need updating.
  9. Gray divorce after 50

    “Divorcing after 50 means splitting the retirement you built together, with less time to rebuild.”
    Ringtone
    The 30th anniversary that didn't happen
    What's at stake
    Late divorce affects Social Security, pensions and retirement timing.
  10. Rebuilding credit and confidence

    “Never handled the money in your marriage? You can learn this, and it starts with one account.”
    Ringtone
    Opening your first account in your own name
    What's at stake
    Many people leave a marriage without their own credit or experience managing investments.

Make a video about one See advisors for people going through divorce

General education, not financial advice. Check rules and figures against current law before you publish.