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Childfree couples

10 moments for childfree couples.

Name the moment, not the job title. Each one has a hook line to open a post or video with, its ringtone (the letter, bill or date people react to before they think) and what's at stake.

  1. Deciding not to have kids

    “Childfree by choice? Your plan can look very different from the default.”
    Ringtone
    A family question at dinner
    What's at stake
    Savings and goals without kids.
  2. Retiring earlier

    “No college to fund? Retiring early may be in reach.”
    Ringtone
    A retirement projection
    What's at stake
    Freed-up savings.
  3. Who makes decisions for you

    “Without kids, who's your health care proxy at 80?”
    Ringtone
    Updating documents
    What's at stake
    Agents and fiduciaries.
  4. Long-term care planning

    “No kids to help as you age? Plan your care.”
    Ringtone
    A parent's care needs
    What's at stake
    Long-term care.
  5. Leaving a legacy

    “Your estate can go to nieces, nephews or causes you care about.”
    Ringtone
    Writing a will
    What's at stake
    Beneficiaries.
  6. Life insurance needs

    “No dependents? You may need less life insurance than you're paying for.”
    Ringtone
    A policy review
    What's at stake
    Insurance.
  7. Travel and big experiences

    “Want to travel for a year? Build it into the plan.”
    Ringtone
    A sabbatical idea
    What's at stake
    Lifestyle goals.
  8. Helping family members

    “Helping nieces and nephews with college? A 529 works for them too.”
    Ringtone
    A college acceptance
    What's at stake
    Gifting.
  9. Choosing a trustee

    “Who will settle your estate? Choose an executor early.”
    Ringtone
    A friend's death
    What's at stake
    Executor choices.
  10. Giving more

    “Giving is part of your plan. Make it tax-smart.”
    Ringtone
    Year-end
    What's at stake
    Charitable planning.

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General education, not financial advice. Check rules and figures against current law before you publish.