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Pick your niche / Niche moments
Attorneys

10 moments for attorneys.

Name the moment, not the job title. Each one has a hook line to open a post or video with, its ringtone (the letter, bill or date people react to before they think) and what's at stake.

  1. Starting at a big firm

    “First-year associate at $200K+ with law school debt: the first year sets your plan.”
    Ringtone
    The offer letter
    What's at stake
    High pay, high debt and long hours make automatic saving and loan strategy essential.
  2. Bonus season

    “Bonus season: decide where the bonus goes before it hits your account.”
    Ringtone
    The bonus memo
    What's at stake
    Large bonuses are taxed at a flat withholding rate and easy to spend.
  3. Public interest and PSLF

    “Public defender or legal aid lawyer? PSLF could forgive your loans in ten years.”
    Ringtone
    The employer certification
    What's at stake
    Forgiveness requires the right plan, employer and paperwork.
  4. Leaving Big Law

    “Leaving Big Law for in-house? Your pay drops but your hours and benefits change too.”
    Ringtone
    The in-house offer
    What's at stake
    Equity, bonus and benefits differ, and loan plans may need to change.
  5. Making partner

    “You made partner. Now you're an owner who has to buy in, pay estimated taxes and fund your own retirement.”
    Ringtone
    The partnership announcement
    What's at stake
    Capital contributions, K-1 income and partner retirement plans change everything.
  6. Opening your own firm

    “Hanging your own shingle? Plan for uneven income and a retirement plan you set up yourself.”
    Ringtone
    Bar registration for the new firm
    What's at stake
    Cash flow, entity choice and retirement plans for solo firms.
  7. Contingency fee windfall

    “A big contingency fee just landed. Plan the taxes before you plan the spending.”
    Ringtone
    The settlement check
    What's at stake
    Lumpy income creates tax and spending traps.
  8. Partner capital and retirement

    “Your partnership capital account is a big part of your net worth. Do you know how it's paid back?”
    Ringtone
    The partnership agreement
    What's at stake
    Capital return and partner retirement benefits depend on the agreement.
  9. Firm merger

    “Your firm is merging. Your capital account, retirement plan and role are all on the table.”
    Ringtone
    The merger announcement
    What's at stake
    Mergers change compensation systems and partner economics.
  10. Winding down a practice

    “Retiring from practice? Your clients, your tail coverage and your capital all need a plan.”
    Ringtone
    The retirement notice to the firm
    What's at stake
    Succession, malpractice tail and capital payouts take years to plan.

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General education, not financial advice. Check rules and figures against current law before you publish.